Looking for a Home Equity Line of Credit?
Let us take care of the closing costs.**
4.25% APR* then as low as
5.25% APR* after 12 months
Come meet with one of our bankers and we will build a plan that is right for you.
*The introductory APR (Annual Percentage Rate) will be effective for the first twelve (12) months after your account is opened and normal credit underwriting determines this special rate. After the first twelve months, your standard APR could range from Prime (currently 5.25%) to Prime + 2.50% (currently 7.75%) based on your line amount, combined loan-to-value (CLTV) and other factors. Prime rate as of 8/27/19 was 5.25% as indexed in the Wall Street Journal.
** C&F Bank will pay the following closing costs: Tax Tracking fee, Credit Report cost, Appraisal fee, Lender’s Title Insurance Policy, Deed of Trust recording cost, Settlement fee, and Flood Determination fee. APR is based on the assumption that the finance charge may include these closing costs. Closing cost reimbursement is required if line is closed within the first three years. This promotion does not apply to home equity lines of credit used to purchase a dwelling or when a change of ownership is made at loan closing. Interest on your home equity line of credit may be tax deductible, consult a tax advisor regarding deductibility of interest. An increased line amount of $25,000.00 is required for refinancing an existing C&F Bank debt. Maximum loan amount of $200,000. This loan offer is subject to change without notice and is subject to credit approval. Homeowners insurance is required. Other terms and rates are available.