You're focused on building dreams. We’re focused on you.

Looking for a Home Equity Line of Credit? Let us take care of the closing costs.**


2.99% APR then as low as

4.25% APR after 12 months


Come meet with one of our bankers and we will build a plan that is right for you.

Contact us


*The introductory rate will be effective for the first twelve (12) months after your account is opened and normal credit underwriting determines this special rate. After the first twelve months, your standard Annual Percentage Rate could range from Prime (currently 3.25%) to Prime + .50% (currently 3.75%) based on your line amount, combined loan-to-value (CLTV) and other factors. Although the Prime Rate is 3.25%, the Bank has set a rate floor of 4.25% as of 7/20/2021. Prime Rate as of 7/20/2021 was 3.25% as indexed in the Wall Street Journal.

** C&F Bank will pay the following closing costs: Tax Tracking fee, Credit Report cost, Appraisal fee, Lender’s Title Insurance Policy, Deed of Trust recording cost, Settlement fee, and Flood Determination fee. APR is based on the assumption that the finance charge may include these closing costs. Closing cost reimbursement is required if line is closed within the first three years. Interest on your home equity line of credit may be tax deductible, consult a tax advisor regarding deductibility of interest. An increased line amount of $25,000.00 is required for refinancing an existing C&F Bank debt. Maximum loan amount of $200,000. This loan offer is subject to change without notice and is subject to credit approval. Homeowners insurance is required. Other terms and rates are available.


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