Welcome! At C&F Finance our promise is simple. We focus on you.

C&F Finance Company, headquartered in Richmond, VA, is an indirect auto lender that specializes in non-prime automobile financing. C&F Finance Company serves dealers and customers in Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Virginia and West Virginia. After purchasing retail installment sales contracts from approved auto dealers, C&F Finance provides comprehensive service to the customers of those loans for the life of their contract through several regional offices. We value professional excellence in all that we do and work as a team to serve our employees, our customers and our shareholders.

We believe that extraordinary people are the cornerstone of achievement for our company. The people selected to work at our company are expected to consistently perform at a high level regardless of the position. We pride ourselves on truly embracing a culture and philosophy that practices teamwork in everything we do. We truly believe in our mantra, ‘One Team, One Goal’, and that can only be achieved by our investment in our most important resources - our employees. If you share a passion for working hard and being rewarded and recognized for this commitment, we invite you to explore career opportunities with us!

You can VIEW ALL OPEN POSITIONS to see if there’s a challenge that excites you. Your ideal job could be right here waiting for you to discover!

Comprehensive Benefits

  • Our benefits package is one of the most competitive in our region and industry. They have been tailored to meet the changing needs for our employees and their families.

Advancement Opportunities

  • Training starts on your first day of employment and continues throughout your career. Either one-on-one, within your team, or company-wide, you will receive professional training and skills development.

Health & Insurance


Financial & Educational Benefits

Wellness Benefits



401(k) Employer Match 

Wellness Program

 Paid Vacation and Holidays


401(k) Pre and Post Tax Employee Deferral

 Wellness Incentives

 Travel Assistance Services


Auto and Home Insurance Discount Program 

 Onsite Biometric Screening

Service Awards

Flexible Spending Accounts for Health and Dependent Care

Free & Discounted Banking Benefits 

 Corporate Wellness Challenges

Community & Charitable Services

Health Savings Accounts

 Free Parking

Access to a Health Coach


Paid Accident Death and Dismemberment Insurance

 Verizon Wireless Discount Program

Wellness Education Sessions 


Paid Life Insurance (3X annual salary)

 Computer Purchase Program

 On-site Flu Shots


Paid Long Term Disability

Microsoft Office Discount Program 

Fitness Center Discounts


Critical Illness Insurance

 Access to an In-house Financial Advisor

Fitness Stipend


Accident Insurance

Tuition Reimbursement Program 

Employee Assistance Program (EAP)


Long Term Care Insurance

Advancement Opportunities 



Spouse and Child Life Insurance

Leadership & Management Development 



Pet Insurance




Short Term Disability

 Legal Services     
Telemedicine Identity Theft Insurance     

This summary is for informational purposes only. It is not intended to describe all the details of all the benefit plans for which you may be eligible as an employee at C&F Finance Company. All benefits are subject to the applicable plan documents, including restrictions and limitations based on eligibility and coverage. The terms of the plan documents, including the Summary Plan descriptions that are available to employees, control in the event of any conflict with this summary or any other verbal or written communications you may receive related to the benefits of a C&F employee.


Learn why people love working here!

steele"We have such a great team environment throughout our company. With hard work, determination, and a passion for what you do, C&F is the right place to grow & nurture your career."


karlee“I love working here because of the family-like feel of the work environment. Everyone from every department works together and communicates so nicely from work-related topics to what is going on in our personal lives. It makes you want to come back every day knowing that the people that you work with care.”


doug2“Great leaders don’t tell you what to do; they show you how it’s done. In my 11 years at C&F Finance, I have been surrounded by great leaders who lead by example and have enriched my life both professionally and personally.”


sandra“There is a sense of community- of belonging, that we matter and our commitment to help others that embrace our motto of one team, one goal.”


kevin“C&F invests in its employees while promoting corporate success which makes our company a great place to work! We encourage the focus on contribution through communication, self- development and development of others. I’ve personally seen the success of our company and our employees with this approach and take pride in how we approach our business.”




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