Simplify your business cash flow management with our treasury solutions.

At C&F Bank, we know what it’s like to run a business. Your time is important, and you need to spend it focusing on your mission. That’s why we make it easy for you to take care of your business banking needs, whenever and wherever it’s most convenient for you. Our treasury solutions are designed to empower business owners to manage their time and financial tasks with high efficiency.

EMAIL US or call 757-741-2244 at any time with questions on how to maximize your business banking potential with C&F Bank.

  • Deposit Solutions

    Collect payments and access deposits quickly with these hassle-free services.

  • Payment Solutions

    Uncomplicate the process of paying employees and vendors with our secure, timely payment systems.

 

Technology Backed By Friendly Service

Don’t worry—we’re still here to talk to you in person anytime. Call or stop by any of our bank locations today for assistance with business treasury solutions.

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Deposit Solutions

Collect payments and access deposits quickly with these hassle-free services.

Remote Deposit

  • Scan and deposit checks into your account without leaving your desk, any time of day or night.
  • Expedite your cash flow with same day funds availability.
  • Save time and expense by allowing your staff to dedicate themselves to growing your business rather than making trips to the bank.
  • Safe and secure web based service.

ACH Direct Payment

  • Expedite cash flow by collecting customer payments electronically via ACH debits.
  • Reduce delinquencies
  • Enhance customer retention

Lockbox

  • Automate your daily collections process
  • Accelerate cash flow

Merchant Processing

  • Customize your credit card processing program to suit your specific business needs with access to all major credit and debit card networks.

Night Deposit

  • Deposit cash and checks after hours at a C&F Bank branch.
  • Reduce risk of loss, expedite deposit processing and quickly convert your deposits into collected funds.

Cash Vault and Armored Car Service

  • Keep your cash deposits secure and protect your personal safety with our cash vault service. We can arrange an armored car pick-up for your large cash deposits and simplify your cash orders.

How do I get started?

Contact our Treasury Solutions department today at (757) 741-2244 or treasurysolutions@cffc.com.

Payment Solutions

Uncomplicate the process of paying employees and vendors with our secure, timely payment systems.

Electronic Payments

  • Wire Transfer
  • Initiate domestic and international wires online with our Cash Manager Plus service or at any one of our convenient bank locations.
    • Send funds in U.S. dollars or select foreign currencies
    • Customize authorized users to submit and approve wire transfers
    • Approve wire requests from your mobile device
    • Receive email confirmations when wires have been completed
  • ACH origination
  • Initiate direct deposits to your employees and vendors through our Cash Manager Plus service.
    • Pay employees and vendors by depositing funds directly into their checking or savings accounts.
    • Decrease handling costs associated with processing and reconciling paper checks
    • Reduce your exposure to fraud by eliminating paper checks
    • Customize authorized users to submit and approve ACH Direct Deposits
    • Approve ACH Direct Deposits from your mobile device
    • Receive email confirmations when ACH Direct Deposits have been completed

Payroll Card

  • Reduce payroll cost and increase your processing efficiency with reloadable prepaid cards.
  • Make the most of this convenient, efficient, low-cost alternative to traditional paper checks.

Payroll Processing

  • Pay your employees safely and securely—and avoid writing more checks!
  • Disburse payroll through direct deposit and payroll cards.

Business Rewards Card

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Online Business Bill Pay

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Fraud Protection Services

  • Positive Pay
    • Identify and flag suspicious or potentially fraudulent checks and choose whether you pay or return the check.
    • Protect your business against altered and counterfeit checks with the ability to return checks within 24 hours.
    • Quickly review the item with exception images provided to you.
    • Keep funds in your account with timely return decisions.
  • ACH Control
    • Control who is authorized to electronically originate debits to your account.
    • Reduce fraud by only processing authorized debits.
    • Save time and money by reducing labor associated with manual payment prevention measures.
    • Stay in control for increased accuracy and greater management over cash flow.

How do I get started?

Contact our Treasury Solutions department today at (757) 741-2244 or treasurysolutions@cffc.com.

Liquidity Solutions

Make sure your money is working as hard as you are.

Loans and Lines of Credit¹

Finance your business with customized lending solutions to meet your specific capital needs.

Automatic Credit Line Sweep¹

Transfer available balances automatically from your credit line to your checking account as needed.

¹ Subject to approval

Cash Concentration

  • Automatically transfer funds into one C&F Bank account from internal accounts for improved control and funds management.
  • Manage external accounts via ACH Origination—funds settle the next day.

Statement Savings and Money Market Savings Accounts

Earn a competitive interest rate with these business-tailored savings accounts.

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Overnight Investment Sweep

  • Sweep excess available funds from one or multiple checking accounts into C&F Bank Overnight Investment Account.
  • Earn a competitive rate of interest.
  • Invest in a Repurchase Agreement collateralized by U.S. Government, U.S. Government agencies or municipal securities held in safekeeping. (Not insured by FDIC or any Federal Government Agency.)

Zero Balance Accounts

  • Gain greater control over payments and collections with linked accounts that automatically transfer funds to and from a primary operating account at the end of each business day.
  • Automatically concentrate deposits and disbursements among “sub” accounts into or out of a single master account.

Overdraft Protection Options

    • Overdraft Privilege*
      • Save merchant charges by using Overdraft Privilege to cover your overdrafts so that your checks, debit card transactions, automatic payments and ATM withdrawals are paid.
      • Overdraft Protection
        • Link another C&F Bank checking or savings account from which a transfer will be made to cover your overdrafts
      • Business Easy Access Overdraft Line of Credit Learn More

How do I get started?

Contact our Treasury Solutions department today at (757) 741-2244 or treasurysolutions@cffc.com.

*Overdraft Privilege is a discretionary service.

International Solutions

When your business transactions go global, so does C&F Bank.

Foreign Currency

Visit any C&F Bank to place a currency order or sell back your excess foreign currency.

International Funds Transfers

  • Send and receive global payments via wire transfer to meet the needs of your international business partners.
  • Deliver payments in U.S. dollars or select foreign currencies.
  • Settle funds received from foreign locations to your C&F Bank account in U.S. dollars.

Collection Services

  • Deposit most checks denominated in a foreign currency or drawn on a foreign bank.
  • Count on your C&F Bank branch for cost-effective and expedient processing through our international correspondent banking partners.

How do I get started?

Contact our Treasury Solutions department today at (757) 741-2244 or treasurysolutions@cffc.com.

 

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