Savings

Let us help you find the right business savings account.

We open accounts a little differently here at C&F Bank because we take the time to first understand your business banking preferences and needs before we make a product recommendation. By asking thoughtful questions and listening closely, your business banker will do more than open a savings account for you – together, we will develop a detailed plan for your business finances. We call this process our C&F Relationship Review and it’s free of charge to all C&F Bank customers.

CALL or EMAIL any of our convenient bank locations to schedule your C&F Relationship Review for a time that’s most convenient for you.

The safety of your information security is important to us and we want you to know that while we may contact you regarding your account for suspicious activities, we will never ask you to provide your login credentials over the phone or via e-mail. Learn more.

Compare Our Business Savings Accounts

Statement Savings

This popular option offers basic savings features and a low balance requirement.

What is included in addition to the standard services?

• Competitive interest rates
• Low opening deposit
• Online fund transfers
• Combined quarterly statements

How do I qualify?

A $500 minimum daily balance is required to avoid a monthly maintenance service charge.

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Money Market Savings

Maintain access to your operating cash while it earns interest!

What is included in addition to the standard services?

• A competitive tiered rate of interest
• Limited check-writing privileges
• Six withdrawals or transfers are allowed per month with no excess withdrawal service charge
• Deposits via online transfers, direct deposit or at a branch
• Monthly statements

How do I qualify?

A $3,500 daily minimum balance is required to avoid a monthly maintenance service charge.

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Business Certificate of Deposit

Take advantage of premium fixed rates and flexible terms from 1 to 72 months.

What is included in addition to the standard services?

• Premium fixed interest rates
• Higher rates for compounding
• Interest paid by check, auto credit to another account, or compounded quarterly to the certificate
• Flexible terms from 1 to 72 months
• Automatic renewal

How do I qualify?

Qualifications vary. For more information, please call or visit any of our convenient bank locations.

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Investors Choice

Lock in your rate for 12 months while making deposits and withdrawals without fees.

What is included in addition to the standard services?

• Competitive fixed interest rates, guaranteed for a year
• Quarterly compounding
• One penalty-free withdrawal per calendar quarter
• Option to add deposits ($500 minimum) to original balance at any time
• No paper certificates to misplace
• Automatic renewal

How do I qualify?

A $5,000 minimum opening balance and an active checking, savings or money market account with C&F Bank are required.

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InvestFlex

Earn a competitive rate with flexible options to deposit and withdraw.

What is included in addition to the standard services?

• Competitive fixed interest rates, guaranteed for a year
• Quarterly compounding
• One penalty-free withdrawal per 12-month
• Option to add deposits ($1000 minimum) to original balance at any time
• No paper certificates to misplace
• Automatic renewal

How do I qualify?

A $10,000 minimum opening balance, $5,000 must be new money (defined as currently not on deposit with C&F Bank).