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Home Equity Loan

Let your home equity secure the fixed loan amount you need for debt consolidation or a large expense, then pay it off in manageable installments.

What is included in addition to the standard services?

  • Local decision-making and expedited loan processing
  • Closing costs paid by the Bank (certain restrictions apply)
  • Funds available for a variety of purposes
  • Fixed interest rate and monthly payment
  • Flexible terms to suit your needs
  • Possible tax deduction on interest (consult with your tax advisor)
Apply for a Home Equity Loan

Home Equity Construction Loans
C&F also offers a Home Equity Construction Loans that allow you to finance major renovations by leveraging your home’s current and future equity. With a dedicated construction period and flexible repayment options at competitive, fixed interest rates, it’s a smart way to bring your vision to life.

Apply for a Home Equity Construction Loan
   
Contact Us to Learn More
 

All our home equity loans come packed with these standard services:

  • Competitive interest rates and terms
  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

See all resources
Atlantic Builders
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A Shared Commitment to Community

Atlantic Builders is a regional home builder in Fredericksburg and Charlottesville, driven by teamwork and care. Their one-team approach, from land development...

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NewCastle
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Doing It Right from the Ground Up

From a one-person operation to a multi-state developer, Andy McGinty built NewCastle Group without shortcuts. Discover how his passion for housing and...

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Main Street
Client Spotlight

When Local Vision Meets Local Banking

Main Street Homes builds more than houses, they build communities. With a purpose-driven approach and a focus on listening to neighbors, the Richmond-based...

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