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Home Equity Loan

Let your home equity secure the fixed loan amount you need for debt consolidation or a large expense, then pay it off in manageable installments.

What is included in addition to the standard services?

  • Local decision-making and expedited loan processing
  • Closing costs paid by the Bank (certain restrictions apply)
  • Funds available for a variety of purposes
  • Fixed interest rate and monthly payment
  • Flexible terms to suit your needs
  • Possible tax deduction on interest (consult with your tax advisor)
Apply for a Home Equity Loan

Home Equity Construction Loans
C&F also offers a Home Equity Construction Loans that allow you to finance major renovations by leveraging your home’s current and future equity. With a dedicated construction period and flexible repayment options at competitive, fixed interest rates, it’s a smart way to bring your vision to life.

Apply for a Home Equity Construction Loan
   
Contact Us to Learn More
 

All our home equity loans come packed with these standard services:

  • Competitive interest rates and terms
  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

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Fredericksburg SPCA
C&F Gives Back

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From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...

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