Welcome to our new website! Have a question?  Learn More
Skip to Content
Close Icon

Certificates of Deposit

Focus the way you save money with a CD account. Take advantage of premium fixed rates and terms ranging from 1 month to 72 months.

View all our current offers

What is included in addition to the standard services?

  • Premium fixed interest rates
  • Interest paid by check, auto credit to another C&F account, or compounded quarterly to the certificate
  • Flexible terms from 1 to 72 months
  • Automatic renewal

How do I qualify?

Qualifications vary. For more information, please call or visit any of our convenient bank locations.

Certificate of Deposit Accounts Come With:

  • Online Banking

  • Mobile Banking

  • eStatements

  • TeleBank24 Telephone Banking with no-cost fund transfers: Call 800.296.4968

Compare Our Personal Savings Accounts

Product

Statement Savings

Money Market Savings

Holiday Club

Super Savers

Certificate of Deposit

IRA

Investors Choice

InvestFlex

Premium Interest

Checkmark 

Checkmark

Checkmark

Checkmark

Competitive Interest

CheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmark

Online Banking

CheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmark

Mobile Banking

CheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmarkCheckmark

Open an
account today

Open today!

4-Month CD 4.00% APY*

Take advantage of this 4-Month Certificate of Deposit offer today!

Investors Choice

Make deposits and withdrawals as needed

Save money on your terms!

 

Helpful Resources

Personal Banking Resources

See all resources
Matt Hubbard
Press Release

C&F Bank Expands Footprint into Southwest Virginia

C&F Bank expands into Southwest Virginia with a seasoned team led by Matt Hubbard as Regional President. Serving Roanoke, Lynchburg, Danville, Martinsville,...

Read more about this
Children's Hospital of the King's Daughters (CHKD)
C&F Gives Back

Children's Hospital of the King's Daughters (CHKD)

C&F Gives Back: Putting the squeeze on childhood cancer with $1,800 raised for CHKD’s Cancer & Blood Disorders Center through our LemonAid stands!

Read more about this
YMCA Early Learning Center
C&F Gives Back

YMCA Early Learning Center

C&F proudly supports the YMCA Early Learning Center, providing school readiness programs for low-income youth. Our volunteers contributed 11 hours and...

Read more about this

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue