Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.
ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
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C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
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Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
Creating Lasting Connections for Pets and Families
Through our C&F Gives Back partnership with Homes Fur Hounds, C&F Bank helped support animal rescue and adoption efforts across Virginia. Together, we...
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Home Equity Loan vs. HELOC: Which Borrowing Option...
Explore the differences between a home equity loan and a HELOC to find the right fit for your goals. Learn how each works, when to use them, and how leveraging...
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A Shared Commitment to Community
Atlantic Builders is a regional home builder in Fredericksburg and Charlottesville, driven by teamwork and care. Their one-team approach, from land development...
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Upcoming Events
Labor Day
All C&F Bank branches will be closed on Labor Day. You can manage your accounts anytime with C&F Online and Mobile Banking.
Monday, September 7
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Free Shredding Event
Swing by for our free 2026 shredding events! Bring your sensitive documents and we’ll handle the shredding while you enjoy a quick, convenient stop at your local C&F Bank. Happening select Thursdays from April to October across multiple branches.
Thursday, September 17
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Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
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