Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.
ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
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C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
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Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
Fredericksburg SPCA
From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...
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Say hello to your fraud-fighting BFF!
Discover how C&F Bank’s digital tools help you fight fraud and bank smarter. From face ID logins to real-time alerts and mobile deposits, your financial...
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Phishing: Don't Take The Bait
Phishing scams are on the rise. Learn how to spot red flags, avoid common traps, and protect your personal info. This guide breaks down how phishing works,...
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Upcoming Events
Celladora Wines
Sip, shop, and support local!Join us Thursday from 4–6 p.m. at Celladora Wines in Richmond for a #CashMob event. Enjoy natural wines and cozy café vibes—plus, the first 25 guests get $10 toward their favorite bottle, courtesy of C&F Bank. Let’s raise a glass to community!
Tuesday, September 23
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Albermarle County Police Dept Clays for Cops Event
C&F Bank is proud to sponsor Clays for Cops Fundraiser! Join us Friday, September 26, at Shenandale Gun Club in Swoope, VA, for a day of clay shooting in support of the Albemarle County Police Foundation.
Friday, September 26
Link to Event
about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
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