Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.

ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
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C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
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Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
C&F Bank Partners with GoVA Foundation
C&F Bank partnered with the GoVA Foundation to deliver a nationwide webinar offering practical budgeting guidance for military families. Led by Mary Schoenfelder,...
Read more about thisLooking for Love Online? Here’s How to Stay Safe.
Stay alert when looking for love online. Romance scams are on the rise, and fraudsters often use fake profiles to gain trust and request money. Learn the...
Read more about thisProtect Your Identity: What You Need to Know
Protect Your Identity: What You Need to KnowIdentity theft is more than an inconvenience—it’s a serious crime that can impact your finances,...
Read more about thisWhat's Going On
Upcoming Events
Virginia Adaptive Sports Festival
Experience the East Coast’s largest adaptive sports festival! Try 20+ sports, watch thrilling wheelchair basketball, and learn how you can make sports accessible for all. Join us on March 15 at Henrico Sports & Events Center!
Sunday, March 15
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Cinnaholic
Join us for a sweet midday break at Cinnaholic! The first 50 customers get $5 toward their purchase. From 20+ frostings to endless toppings, plus brownies and cookies, there’s something for everyone. Swing by, enjoy a plant‑based treat, and show some love to a local favorite!
Friday, March 27
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about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
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