Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.

ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
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C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
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Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
Supporting Military Families on the Path to Homeownership
Through our partnership with the GoVA Foundation, C&F Bank is helping military and Veteran families build a strong financial future. Explore expert homebuying...
Read more about thisCreating Lasting Connections for Pets and Families
Through our C&F Gives Back partnership with Homes Fur Hounds, C&F Bank helped support animal rescue and adoption efforts across Virginia. Together, we...
Read more about thisHome Equity Loan vs. HELOC: Which Borrowing Option...
Explore the differences between a home equity loan and a HELOC to find the right fit for your goals. Learn how each works, when to use them, and how leveraging...
Read more about thisWhat's Going On
Upcoming Events
Fort Eustis Back-to-School Block Party
Join us for the Fort Eustis Back-to-School Block Party on August 6 from 4–8 PM! Enjoy music, games, a free school supply giveaway, and a Serving Heroes meal at 5 PM. Bring the family and celebrate the end of summer while getting ready for the new school year.
Thursday, August 6
Link to Event
Relay for life of Central Virginia
Join us at Relay For Life of Central Virginia on August 29! Celebrate survivors, honor loved ones, and support the fight against cancer at this impactful community event.
Saturday, August 29
Link to Event
about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
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