Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.

ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
Learn MoreAbout C&F Bank
C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
Learn More

Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
A Shared Commitment to Community
Atlantic Builders is a regional home builder in Fredericksburg and Charlottesville, driven by teamwork and care. Their one-team approach, from land development...
Read more about thisDoing It Right from the Ground Up
From a one-person operation to a multi-state developer, Andy McGinty built NewCastle Group without shortcuts. Discover how his passion for housing and...
Read more about thisWhen Local Vision Meets Local Banking
Main Street Homes builds more than houses, they build communities. With a purpose-driven approach and a focus on listening to neighbors, the Richmond-based...
Read more about thisWhat's Going On
Upcoming Events
Free Shredding Event
Swing by for our free 2026 shredding events! Bring your sensitive documents and we’ll handle the shredding while you enjoy a quick, convenient stop at your local C&F Bank. Happening select Thursdays from April to October across multiple branches.
Thursday, June 18
Link to Event
Juneteenth
All C&F Bank branches will be closed on Juneteenth. You can manage your accounts anytime with C&F Online and Mobile Banking.
Friday, June 19
Link to Event
about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
Learn More