Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.

ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
Learn MoreAbout C&F Bank
C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
Learn More

Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
C&F Bank Partners with Twice Is Nice
C&F Bank partnered with Twice Is Nice through C&F Gives Back, bringing employees and customers together to support local seniors and sustainability through...
Read more about this450 Reasons to Smile: C&F Bank Supports Local Children...
C&F Bank teamed up with Spreading Smiles to support local children through the Kicks for Kids program. Thanks to the generosity of employees, customers,...
Read more about thisBank Beyond Branch Hours with TeleBank24
Need banking information after hours? TeleBank24 gives eligible C&F Bank customers secure, 24/7 phone access to account balances, loan balances, transaction...
Read more about thisWhat's Going On
Upcoming Events
69th Annual Urbanna Oyster Festival
Head to Urbanna November 6–7 for a Virginia fall favorite! Enjoy oysters from 50+ food vendors, parades, live entertainment, the Virginia State Oyster Shucking Competition, family activities, and beer and wine tastings. Admission is free, with food, drinks and select activities available for purchase.
Friday, November 6 - Saturday, November 7
Link to Event
Veterans Day
All C&F Bank branches will be closed on Veterans Day. You can manage your accounts anytime with C&F Online and Mobile Banking.
Wednesday, November 11
Link to Event
about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
Learn More