Lot Loans

Looking to build a home now or in the future?

Flexible payment plans
Purchase your own lot now with terms to match your plans to build
Proof of water/sewer availability or land perk test will be required

Apply for a Principal and Interest Lot Loan Apply for an Interest Only Lot Loan

Contact Us to Learn More

All our lot loans come packed with these standard features:

Competitive interest rates and terms
A variety of financing options to choose from (all subject to credit approval)

Streamlined application process
Convenient loan management through Online and Mobile Banking

Inquire today

Helpful Resources

Banking Resources

See all resources

C&F Gives Back

Supporting Local Children with Backpacks of Love

Through our C&F Gives Back initiative, employees and customers helped provide weekend meals for local children facing food insecurity. Together, we donated...

Protect Your Business & Stay Ahead of Fraud

C&F Bank fraud defense experts share how modern fraud targets businesses and how to stop it. Watch the Business Security Essentials webinar to learn why...

Financial Literacy Month: Why Investing in Students...

At C&F Bank, giving back means showing up with purpose. Discover how our partnership with Junior Achievement of Central Virginia helps students build essential...

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters