Looking to build a home now or in the future?
- Flexible payment plans
- Purchase your own lot now with terms to match your plans to build
- Proof of water/sewer availability or land perk test will be required
All our lot loans come packed with these standard features:
Competitive interest rates and terms
A variety of financing options to choose from (all subject to credit approval)
Streamlined application process
Convenient loan management through Online and Mobile Banking
Inquire today
Helpful Resources
Banking Resources

Say hello to your fraud-fighting BFF!
Discover how C&F Bank’s digital tools help you fight fraud and bank smarter. From face ID logins to real-time alerts and mobile deposits, your financial...
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Phishing: Don't Take The Bait
Phishing scams are on the rise. Learn how to spot red flags, avoid common traps, and protect your personal info. This guide breaks down how phishing works,...
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C&F Bank Expands Footprint into Southwest Virginia
C&F Bank expands into Southwest Virginia with a seasoned team led by Matt Hubbard as Regional President. Serving Roanoke, Lynchburg, Danville, Martinsville,...
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