Lot Loans

Looking to build a home now or in the future?

Flexible payment plans
Purchase your own lot now with terms to match your plans to build
Proof of water/sewer availability or land perk test will be required

Apply for a Principal and Interest Lot Loan Apply for an Interest Only Lot Loan

Contact Us to Learn More

All our lot loans come packed with these standard features:

Competitive interest rates and terms
A variety of financing options to choose from (all subject to credit approval)

Streamlined application process
Convenient loan management through Online and Mobile Banking

Inquire today

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Support Military Families on the Path to Homeownership

Financial Education

Supporting Military Families on the Path to Homeownership

Through our partnership with the GoVA Foundation, C&F Bank is helping military and Veteran families build a strong financial future. Explore expert homebuying...

Creating Lasting Connections for Pets and Families

Through our C&F Gives Back partnership with Homes Fur Hounds, C&F Bank helped support animal rescue and adoption efforts across Virginia. Together, we...

Home Equity Loan vs. HELOC: Which Borrowing Option...

Explore the differences between a home equity loan and a HELOC to find the right fit for your goals. Learn how each works, when to use them, and how leveraging...

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