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Lot Loans

C&F can help you finance the land where you plan to build your new home.

Looking to build a home now or in the future?

  • Flexible payment plans
  • Purchase your own lot now with terms to match your plans to build
  • Proof of water/sewer availability or land perk test will be required
Apply for a Principal and Interest Lot Loan  Apply for an Interest Only Lot Loan

Contact Us to Learn More

All our lot loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

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ART 180
C&F Gives Back

ART 180

C&F Bank proudly partnered with ART 180 to support youth arts in Richmond and donated funds, volunteered time, and helped prepare for their Showcase Gala....

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Fraud Awareness

10 Tips to Keep Your Debit Card Safe

Your debit card is a convenient way to access your money, but it’s also a target for fraudsters. At C&F Bank, we care about your financial security...

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Fredericksburg SPCA
C&F Gives Back

Fredericksburg SPCA

From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...

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