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Construction Loans

If you are planning to build a home, the C&F team can help you navigate the entire process.

Looking to build your dream home?

  • Primary residence or second home
  • Competitive interest rates and fees
  • Purchase your lot at closing or use existing lot as equity
  • Interest-only payments due during construction
  • C&F offers a team of dedicated construction specialists
  • Once construction is complete, our C&F Mortgage partners will assist with low-cost permanent mortgage options
Apply for a Construction Only Loan Apply for a Construction-to-Permanent Loan

Contact Us to Learn More  Open Our Client Construction Guide  Builder Authorization Form

All our construction loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

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Atlantic Builders
Client Spotlight

A Shared Commitment to Community

Atlantic Builders is a regional home builder in Fredericksburg and Charlottesville, driven by teamwork and care. Their one-team approach, from land development...

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NewCastle
Client Spotlight

Doing It Right from the Ground Up

From a one-person operation to a multi-state developer, Andy McGinty built NewCastle Group without shortcuts. Discover how his passion for housing and...

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Main Street
Client Spotlight

When Local Vision Meets Local Banking

Main Street Homes builds more than houses, they build communities. With a purpose-driven approach and a focus on listening to neighbors, the Richmond-based...

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