Looking to build your dream home?
- Primary residence or second home
- Competitive interest rates and fees
- Purchase your lot at closing or use the existing lot as equity
- Interest-only payments due during construction
- C&F offers a team of dedicated construction specialists
- Construction financing is provided through C&F Mortgage. Once your home is complete, the loan may be sold and transferred to C&F Bank, simplifying the transition from construction financing to long-term homeownership.
All our construction loans come packed with these standard features:
Competitive interest rates and terms
A variety of financing options to choose from (all subject to credit approval)
Streamlined application process
Convenient loan management through Online and Mobile Banking
Inquire today
Helpful Resources
Banking Resources
Bank Beyond Branch Hours with TeleBank24
Need banking information after hours? TeleBank24 gives eligible C&F Bank customers secure, 24/7 phone access to account balances, loan balances, transaction...
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Supporting Military Families on the Path to Homeownership
Through our partnership with the GoVA Foundation, C&F Bank is helping military and Veteran families build a strong financial future. Explore expert homebuying...
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Creating Lasting Connections for Pets and Families
Through our C&F Gives Back partnership with Homes Fur Hounds, C&F Bank helped support animal rescue and adoption efforts across Virginia. Together, we...
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