Skip to Content
Close Icon

Construction Loans

If you are planning to build a home, the C&F team can help you navigate the entire process.

Looking to build your dream home?

  • Primary residence or second home
  • Competitive interest rates and fees
  • Purchase your lot at closing or use existing lot as equity
  • Interest-only payments due during construction
  • C&F offers a team of dedicated construction specialists
  • Once construction is complete, our C&F Mortgage partners will assist with low-cost permanent mortgage options
Contact Us to Learn More  Open Our Client Construction Guide  Builder Authorization Form

All our construction loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

See all resources
Say hello to your fraud-fighting BFF!
Fraud Awareness

Say hello to your fraud-fighting BFF!

Discover how C&F Bank’s digital tools help you fight fraud and bank smarter. From face ID logins to real-time alerts and mobile deposits, your financial...

Read more about this
Phishing: Don't Take The Bait
Fraud Awareness

Phishing: Don't Take The Bait

Phishing scams are on the rise. Learn how to spot red flags, avoid common traps, and protect your personal info. This guide breaks down how phishing works,...

Read more about this
Matt Hubbard
Press Release

C&F Bank Expands Footprint into Southwest Virginia

C&F Bank expands into Southwest Virginia with a seasoned team led by Matt Hubbard as Regional President. Serving Roanoke, Lynchburg, Danville, Martinsville,...

Read more about this
 

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue