Deposit Solutions

Remote Deposit

• Scan and deposit checks into your account without leaving your desk, any time of day or night.
• Expedite your cash flow with same day funds availability.
• Save time and expense by allowing your staff to dedicate themselves to growing your business rather than making trips to the bank.
• Safe and secure web based service.

ACH Direct Payment

• Expedite cash flow by collecting customer payments electronically via ACH debits.
• Reduce delinquencies
• Enhance customer retention

Lockbox

• Automate your daily collections process
• Accelerate cash flow

Merchant Processing

As part of our commitment to supporting local businesses, C&F Bank is proud to partner with Banc Card of America to offer simple, secure, and flexible merchant services. Running a business is complex; getting paid shouldn’t be. Whether you accept payments at the counter, on the go, or online, our merchant solutions help you streamline checkout, improve cash flow, and create a smoother experience for your customers.

Through the Banc Card partnership, business clients have access to:

• Seamless Payment Acceptance: Accept in‑store, online, mobile, and recurring payments from one reliable platform.
• Clear, Relationship‑Based Pricing: Competitive pricing with no surprises—supported by a partner who knows your business.
• Solutions That Fit Your Operation: POS systems, gateways, and virtual terminals tailored to how you work.
• Local Expertise, National Strength: Support from your C&F Bank team and dedicated Banc Card specialists.
• Easy Onboarding & Ongoing Support: Quick setup with hands‑on guidance and responsive service.
• Built for Your Business: Solutions for retail, restaurants, healthcare, professional services, e‑commerce, and more.

Businesses choose this solution because it simplifies payment acceptance, supports faster, more reliable transactions, helps strengthen security and compliance, and provides relationship-based support backed by C&F Bank and a trusted merchant services partner. Interested in learning how merchant services can support your business? Contact your Relationship Banker.

Night Deposit

• Deposit cash and checks after hours at a C&F Bank branch.
• Reduce risk of loss, expedite deposit processing and quickly convert your deposits into collected funds.

Cash Vault and Armored Car Service

• Keep your cash deposits secure and protect your personal safety with our cash vault service. We can arrange an armored car pick-up for your large cash deposits and simplify your cash orders.