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Home Mortgage Loans & Bridge Loans

C&F delivers competitive, hassle-free financing when it’s time to purchase or refinance one of your biggest assets — your home.

What is included in addition to the standard services?

  • Local decision-making and expedited loan processing
  • A continuous relationship with C&F Bank
  • Several mortgage programs available to fit your financing needs, including fixed-rate options
  • No escrow requirements, unless in a flood zone
  • Availability of bridge, residential lot, and construction loans
Apply for a 7-year Balloon Mortgage Apply for a Fixed Rate Mortgage
 
Bridge Loans
C&F Bank Bridge Loans are designed to support customers with short-term financing needs. If you're purchasing a new home and need help with the down payment, or tapping into your home’s equity for another temporary purpose, we offer competitive rates and a streamlined application process. 

Apply for a Bridge Loan

Contact Us to Learn More

All our home mortgage loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

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ART 180
C&F Gives Back

ART 180

C&F Bank proudly partnered with ART 180 to support youth arts in Richmond and donated funds, volunteered time, and helped prepare for their Showcase Gala....

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10 Tips to Keep Your Debit Card Safe[Draft]
Fraud Awareness

10 Tips to Keep Your Debit Card Safe

Your debit card is a convenient way to access your money, but it’s also a target for fraudsters. At C&F Bank, we care about your financial security...

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Fredericksburg SPCA
C&F Gives Back

Fredericksburg SPCA

From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...

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