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Home Mortgage Loans & Bridge Loans

C&F delivers competitive, hassle-free financing when it’s time to purchase or refinance one of your biggest assets — your home.

What is included in addition to the standard services?

  • Local decision-making and expedited loan processing
  • A continuous relationship with C&F Bank
  • Several mortgage programs available to fit your financing needs, including fixed-rate options
  • No escrow requirements, unless in a flood zone
  • Availability of bridge, residential lot, and construction loans
Apply for a 7-year Balloon Mortgage Apply for a Fixed Rate Mortgage

Bridge Loans
C&F Bank Bridge Loans are designed to support customers with short-term financing needs. If you're purchasing a new home and need help with the down payment, or tapping into your home’s equity for another temporary purpose, we offer competitive rates and a streamlined application process. 

Apply for a Bridge Loan

Contact Us to Learn More 


Is Your Mortgage Loan Transferring to C&F Bank?
We're honored to become your new mortgage servicer. Mortgage servicing transfers are a common industry process and do not change the terms of your mortgage loan. Visit our Mortgage Loan Transfer page to learn what to expect, important dates, payment information, and how C&F Bank will support you throughout the transition.

Learn About Your Loan Transfer

All our home mortgage loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

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Supporting Military Families on the Path to Homeownership

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