Skip to Content
Close Icon

Home Equity Loans & Lines of Credit

Choose from a lump-sum loan or revolving line of credit that allows you to use your home's built-up equity as a financial tool. 

Put Your Home's Equity to Work

Your home's built-up equity can be a valuable financial tool that can provide you with financial flexibility. Learn more about our home equity lending offerings to see how you can put your home's equity to work.


Connect With Us

couple with laptop

Home Equity Line of Credit

Borrow cash at your convenience for home improvement projects or other major expenses, using the equity in your home.

Learn more

home renovation

Home Equity Loan

Let your home equity secure the fixed loan amount you need for debt consolidation or a large expense, then pay it off in manageable installments.

Learn more

 

All our home loans come packed with these standard services:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

make a
loan payment



 

Helpful Resources

Banking Resources

See all resources
Backpacks of Love
C&F Gives Back

Supporting Local Children with Backpacks of Love

Through our C&F Gives Back initiative, employees and customers helped provide weekend meals for local children facing food insecurity. Together, we donated...

Read more about this
Protect Your Business & Stay Ahead of Fraud
Fraud Awareness

Protect Your Business & Stay Ahead of Fraud

C&F Bank fraud defense experts share how modern fraud targets businesses and how to stop it. Watch the Business Security Essentials webinar to learn why...

Read more about this
Jr. Achievement
Financial Education

Financial Literacy Month: Why Investing in Students...

At C&F Bank, giving back means showing up with purpose. Discover how our partnership with Junior Achievement of Central Virginia helps students build essential...

Read more about this
 

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue