All C&F Bank branches will be closed on Monday, May 25, in honor of Memorial Day. You can manage your accounts anytime with C&F Online and Mobile Banking. Learn More
Skip to Content
Close Icon

Home Equity Loans & Lines of Credit

Choose from a lump-sum loan or revolving line of credit that allows you to use your home's built-up equity as a financial tool. 

Put Your Home's Equity to Work

Your home's built-up equity can be a valuable financial tool that can provide you with financial flexibility. Learn more about our home equity lending offerings to see how you can put your home's equity to work.


Connect With Us

couple with laptop

Home Equity Line of Credit

Borrow cash at your convenience for home improvement projects or other major expenses, using the equity in your home.

Learn more

home renovation

Home Equity Loan

Let your home equity secure the fixed loan amount you need for debt consolidation or a large expense, then pay it off in manageable installments.

Learn more

 

All our home loans come packed with these standard services:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

make a
loan payment



 

Helpful Resources

Banking Resources

See all resources
NewCastle
Client Spotlight

Doing It Right from the Ground Up

From a one-person operation to a multi-state developer, Andy McGinty built NewCastle Group without shortcuts. Discover how his passion for housing and...

Read more about this
Main Street
Client Spotlight

When Local Vision Meets Local Banking

Main Street Homes builds more than houses, they build communities. With a purpose-driven approach and a focus on listening to neighbors, the Richmond-based...

Read more about this
Ballast
Client Spotlight

Fighting for Small Businesses, Together

Ballast Consulting Group helps small businesses uncover financial blind spots and build stronger foundations for growth. With C&F Bank as a trusted community...

Read more about this
 

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue