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Home Equity Loans & Lines of Credit

Choose from a lump-sum loan or revolving line of credit that allows you to use your home's built-up equity as a financial tool. 

Put Your Home's Equity to Work

Your home's built-up equity can be a valuable financial tool that can provide you with financial flexibility. Learn more about our home equity lending offerings to see how you can put your home's equity to work.


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Home Equity Line of Credit

Borrow cash at your convenience for home improvement projects or other major expenses, using the equity in your home.

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Home Equity Loan

Let your home equity secure the fixed loan amount you need for debt consolidation or a large expense, then pay it off in manageable installments.

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All our home loans come packed with these standard services:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

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Helpful Resources

Banking Resources

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ART 180
C&F Gives Back

ART 180

C&F Bank proudly partnered with ART 180 to support youth arts in Richmond and donated funds, volunteered time, and helped prepare for their Showcase Gala....

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10 Tips to Keep Your Debit Card Safe[Draft]
Fraud Awareness

10 Tips to Keep Your Debit Card Safe

Your debit card is a convenient way to access your money, but it’s also a target for fraudsters. At C&F Bank, we care about your financial security...

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Fredericksburg SPCA
C&F Gives Back

Fredericksburg SPCA

From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...

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