Personal Loan Solutions

Whether you're planning a big purchase, consolidating debt, or covering unexpected expenses, C&F Bank offers flexible personal loan solutions to help you move forward with confidence. With competitive rates, personalized service, and a simple application process, we’re here to support your financial goals — every step of the way.

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How can we help you today?

apply for a loan

Start your online loan application for the financing you are seeking.

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personal loans

Our loans can help you purchase a new vehicle, consolidate debt and much more.

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customer support

Contact our customer service team for any assistance or questions.

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mortgage Loans

Loans to Purchase Your Next Home

C&F delivers competitive, hassle-free financing when it’s time to purchase or refinance one of your biggest assets — your home.

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Home Equity Lines & Loans

Put Your Home's Equity to Work

Your home's built-up equity can be a valuable financial tool that can provide you with financial flexibility. Learn more about our home equity lending offerings to see how you can put your home's equity to work.

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Auto & Personal Loans

Financing for Life's Big Moments

Whether you're looking to purchase a new vehicle, pay for a family vacation, or just consolidate debt into a more manageable payment, C&F Bank has a loan solution that can work for you.

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Construction Loans

Build the Home of Your Dreams

Let C&F lead you through the construction loan process. Learn more about the benefits of these loans.

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Credit Cards

Explore our Credit Card Options

From standard credit cards to cards that allow you to earn points on your purchases for rewards, C&F Bank provides plenty of choices. Browse our credit card offerings.

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Customer Support

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Meet Our Team

Dedicated to Serving You

The staff at Citizens and Farmers Bank is focused on serving your unique banking and lending needs. Get to know our team of banking and lending experts.

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