Home Equity Line of Credit

Do you have renovations on your horizon?
A Home Equity Line of Credit can help!

Let us take care of the closing costs!*

7.00^% APR*

*The Annual Percentage Rate (APR) for this Promotional Home Equity Line of Credit (HELOC) could range from Prime (currently 7.00%) to Prime + 1.50% (currently 8.50%) based on your line amount, combined loan-to-value (CLTV), beacon score, and other factors. Although the Prime Rate is 7.00%, the Bank has set a rate floor of 4.50% and a rate ceiling of 18.00% as of 2/1/2024. Prime as of 9/17/2026 was 7.00% as indexed in the Wall Street Journal. Promotional HELOC Offer. To qualify for this promotional program, at least one applicant must have a beacon score of 700, or greater and all other program requirements must be satisfied. For qualifying applications, C&F Bank will pay all bank-required closing costs, including the Tax Tracking fee, Credit Report fee, Appraisal fee, Lender’s Title Insurance Policy, Deed of Trust recording costs, Settlement fee, and Flood Determination fee. Closing cost reimbursement will be required if line is paid off and closed within the first three years. Interest on your home equity line of credit may be tax deductible, consult a tax advisor regarding deductibility of interest. An increased line amount of $25,000.00 is required for refinancing an existing C&F Bank debt. Maximum loan amount of $200,000. This loan offer is subject to change without notice and is subject to credit approval. Homeowners insurance is required. Other terms and rates are available.