Do you have summer renovations on your horizon?
A Home Equity Line of Credit can help!
Let us take care of the closing costs!*
5.99% APR* then as low as
7.50% APR* after 9 months
*The introductory APR (Annual Percentage Rate) will be effective for the first nine (9) months after your account is opened and normal credit underwriting determines this special rate. A beacon score of 700 or higher and a C&F checking or savings account with a direct deposit established and the initial direct deposit occurring prior to loan closing is required. After the first nine months, your standard APR could range from Prime (currently 7.50%) to Prime + .50% (currently 8.00%) based on your line amount, combined loan-to-value (CLTV) beacon score, and other factors. Although the Prime rate is 7.50%, the Bank has set a rate floor of 4.50% as of 4/1/2025. Prime rate as of 5/25/2025 was 7.50% as indexed in the Wall Street Journal. C&F Bank will pay the following closing costs: Tax Tracking fee, Credit Report cost, Appraisal fee, Lender’s Title Insurance Policy, Deed of Trust recording cost, Settlement fee, and Flood Determination fee. APR is based on the assumption that the finance charge may include these closing costs. Closing cost reimbursement is required if line is closed within the first three years. This promotion does not apply to home equity lines of credit used to purchase a dwelling or when a change of ownership is made at loan closing. Interest on your home equity line of credit may be tax deductible, consult a tax advisor regarding deductibility of interest. An increased line amount of $25,000.00 is required for refinancing an existing C&F Bank debt. Maximum loan amount of $200,000. This offer is not available to customers with an existing C&F Bank HELOC if less than 3 years from its origination date. This loan offer is subject to change without notice and is subject to credit approval. Homeowners insurance is required. Other terms and rates are available.