Checking Accounts
Everyday spending made simple. No hidden fees, free digital banking tools, and local support when you need it. From managing bills to making everyday purchases, our checking options keep you in control.
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Savings Accounts
Earn competitive interest rates, enjoy easy access to your money, and get the support of a team that’s focused on you. Whether you’re building an emergency fund or saving for something big, we make saving easy.
Explore savings accountsCertificates of Deposit (CDs)
Lock in your savings and earn more. With fixed rates, flexible terms, and guaranteed returns, our CDs help you reach your goals with confidence. It’s a safe, steady way to grow your money.
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Personal Loans
The funds you need without the runaround. Our personal loans come with clear terms, competitive rates, and expert guidance every step of the way. From unexpected costs to planning ahead, we’re here to help.
Explore personal loansOnline Services
Bank from home & on the go. With secure mobile apps, online bill pay, and 24/7 account access, managing your money is always within reach. It’s digital banking, backed by real people.
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A Plan
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Helpful Resources
Personal Resources

Fredericksburg SPCA
From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...
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Say hello to your fraud-fighting BFF!
Discover how C&F Bank’s digital tools help you fight fraud and bank smarter. From face ID logins to real-time alerts and mobile deposits, your financial...
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Phishing: Don't Take The Bait
Phishing scams are on the rise. Learn how to spot red flags, avoid common traps, and protect your personal info. This guide breaks down how phishing works,...
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