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HomePromotionsReliable Banking & Real Support

Reliable Banking & Real Support

You want a bank that gets the job done & gets you. At C&F, we combine the everyday tools you need with extra support and care. From easy-access checking and savings to personalized service and trusted guidance, we’re here for all the Ands of your financial life.

It all starts with our Personal Relationship Review. We'll ask thoughtful questions, listen carefully to your answers, and craft a financial plan tailored just for you.

Schedule your review

Checking Accounts

Everyday spending made simple. No hidden fees, free digital banking tools, and local support when you need it. From managing bills to making everyday purchases, our checking options keep you in control.

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Savings Accounts

Earn competitive interest rates, enjoy easy access to your money, and get the support of a team that’s focused on you. Whether you’re building an emergency fund or saving for something big, we make saving easy.

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Certificates of Deposit (CDs)

Lock in your savings and earn more. With fixed rates, flexible terms, and guaranteed returns, our CDs help you reach your goals with confidence. It’s a safe, steady way to grow your money.

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Personal Loans

The funds you need without the runaround. Our personal loans come with clear terms, competitive rates, and expert guidance every step of the way. From unexpected costs to planning ahead, we’re here to help.

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Online Services

Bank from home & on the go. With secure mobile apps, online bill pay, and 24/7 account access, managing your money is always within reach. It’s digital banking, backed by real people.

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A Plan
Just for you

Get started with a Personal Relationship Review and walk out
with a financial plan tailored just for you.

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Customer Support

Location & Hours

Find your nearest C&F Bank location.
 

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Notify us if you believe your card is lost or stolen.

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Take our survey to tell us about your experience with C&F.

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Helpful Resources

Personal Resources

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HELOC
Financial Education

Home Equity Loan vs. HELOC: Which Borrowing Option...

Explore the differences between a home equity loan and a HELOC to find the right fit for your goals. Learn how each works, when to use them, and how leveraging...

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A Shared Commitment to Community

Atlantic Builders is a regional home builder in Fredericksburg and Charlottesville, driven by teamwork and care. Their one-team approach, from land development...

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NewCastle
Client Spotlight

Doing It Right from the Ground Up

From a one-person operation to a multi-state developer, Andy McGinty built NewCastle Group without shortcuts. Discover how his passion for housing and...

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