Skip to Content
Close Icon

Reliable Banking & Real Support

You want a bank that gets the job done & gets you. At C&F, we combine the everyday tools you need with extra support and care. From easy-access checking and savings to personalized service and trusted guidance, we’re here for all the Ands of your financial life.

It all starts with our Personal Relationship Review. We'll ask thoughtful questions, listen carefully to your answers, and craft a financial plan tailored just for you.

Schedule your review

Checking Accounts

Everyday spending made simple. No hidden fees, free digital banking tools, and local support when you need it. From managing bills to making everyday purchases, our checking options keep you in control.

Explore checking accounts
woman on laptop at home
woman with apers

Savings Accounts

Earn competitive interest rates, enjoy easy access to your money, and get the support of a team that’s focused on you. Whether you’re building an emergency fund or saving for something big, we make saving easy.

Explore savings accounts 

Certificates of Deposit (CDs)

Lock in your savings and earn more. With fixed rates, flexible terms, and guaranteed returns, our CDs help you reach your goals with confidence. It’s a safe, steady way to grow your money.

Explore CD options
woman outdoors on mobile phone

Personal Loans

The funds you need without the runaround. Our personal loans come with clear terms, competitive rates, and expert guidance every step of the way. From unexpected costs to planning ahead, we’re here to help.

Explore personal loans

Online Services

Bank from home & on the go. With secure mobile apps, online bill pay, and 24/7 account access, managing your money is always within reach. It’s digital banking, backed by real people.

Explore online services

A Plan
Just for you

Get started with a Personal Relationship Review and walk out
with a financial plan tailored just for you.

Schedule a Review  Find an open location

We're happy to help

Customer Support

Location & Hours

Find your nearest C&F Bank location.
 

Find an open location

Lost Card

Notify us if you believe your card is lost or stolen.

Can't find your card?

fraud awareness

Protect yourself against becoming a victim of fraud.

Stay informed

Talk To Us

Take our survey to tell us about your experience with C&F.

We'd love to hear from you

Helpful Resources

Personal Resources

See all resources
Fredericksburg SPCA
C&F Gives Back

Fredericksburg SPCA

From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...

Read more about this
Say hello to your fraud-fighting BFF!
Fraud Awareness

Say hello to your fraud-fighting BFF!

Discover how C&F Bank’s digital tools help you fight fraud and bank smarter. From face ID logins to real-time alerts and mobile deposits, your financial...

Read more about this
Phishing: Don't Take The Bait
Fraud Awareness

Phishing: Don't Take The Bait

Phishing scams are on the rise. Learn how to spot red flags, avoid common traps, and protect your personal info. This guide breaks down how phishing works,...

Read more about this
You are now leaving Citizens and Farmers Bank
Continue