Tired of waiting for a call back? Experience the C&F Difference.
Banking should be simple. When you need help, you deserve a banker who answers the phone, follows through, and makes your needs a priority. That's exactly what you'll find at C&F.
- Local bankers who know your name and respond when you need them.
- More accessibility. More accountability. More personal service.
- The relationship you deserve, from a bank that's focused on you.
Looking for a financial partner who wants to help you succeed?
We are here for you.
You deserve a bank that picks up the phone, remembers your name, and actually listens when you talk about what matters to you. At C&F, it's how we've always done business. We know you. We care about you. And we’re committed to helping you succeed.
A bank invested in your community is a bank invested in you.
What makes C&F different?
At C&F, banking isn't about transactions. It's about people. For nearly a century, we've helped individuals, families, and businesses achieve their goals by combining financial expertise with genuine personal care. We take the time to understand what matters to you, and we're committed to being a trusted partner every step of the way.
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We get TO know you.
Not just your balance, but your needs and goals, your business, your story. We ask good questions and listen, so we can truly help you.
We're stable, so you can be too.
While other banks change hands, we've been C&F since 1927. Same name. Same commitment.
we respond. Every time.
No waiting days for someone to call you back. When you reach out, you get what you need, when you need it.
we're accessible.
At C&F, you can always reach a real person who knows how to help, and often, who already knows you. To us, serving you isn't a transaction; it's a privilege.
we build real relationships.
We want to do more for you than simply open an account; we want you to have everything you need to do well in life. This is a meaningful relationship that grows stronger with time.
Personal Banking
The people we serve are unique. So are their ideas of what success looks like. It’s important that we listen first, ask good questions, and take the time to truly understand what success looks like to them. Through our C&F Relationship Review, we determine how to help them get there. Get started by opening an account today.
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Business Banking
At C&F, your "Ands" are all the things that make you who you are. You're a business owner and a dog dad, amateur golfer and weekend hiker. It's that we recognize, in ourselves and other, the many components that make up who we are. Our goal is to understand your business through our C&F Relationship Review and deliver recommendations that help you plan for your future, no matter what the future holds. Contact us to meet with a banker today.
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13-Month Certificate of Deposit
4.00% APY*
Boost your savings with our new 13-Month Certificate of Deposit and IRA special.
25-Month Certificate Of Deposit
4.05% APY**
Take advantage of this 25-Month Certificate of Deposit offer today!
*The Annual Percentage Yield (APY) on this Certificate of Deposit and Individual Retirement Account is effective and accurate as of September 21, 2026 and is for a limited time only. Minimum to earn the stated APY and minimum to open this special is $1000.00. Maximum deposit is $100,000 if opened online. Fees could reduce the earnings on this account and a penalty may be imposed for early withdrawal of funds. This offer is for personal and business accounts and IRAs (no SCM accounts) and will renew as a 13-month CD and the current board rate will apply. This offer is for a limited time only and subject to change without notice.
**The Annual Percentage Yield (APY) on this Certificate of Deposit is effective and accurate as of September 21, 2026, and is for a limited time only. Minimum to earn the stated APY and minimum to open this special is $1000. Maximum deposit is $100,000 if opened online. Fees could reduce the earnings on this account and a penalty may be imposed for early withdrawal of funds. This offer is for personal and business accounts (no IRAs or SCM accounts) and will renew as a 25-month CD and the current board rate will apply. This offer is subject to change without notice.
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Customer Support
Helpful Resources
Banking Resources
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