10 Tips to Keep Your Debit Card Safe


Your debit card is a convenient way to access your money, but it’s also a target for fraudsters. At C&F Bank, we care about your financial security and want to help you protect what matters most. Whether you're shopping online, using an ATM, or managing your account on the go, these ten tips can help you keep your debit card safe.
 
1. Keep Your PIN Number Private
Your Personal Identification Number (PIN) is the key to your account. Never write it down, share it with others, or store it in your phone or wallet. Choose a PIN that’s hard to guess and avoid using easily identifiable numbers like your birth date.
 
2. Monitor Your Account Regularly
Stay in control by checking your account frequently using C&F Bank’s online and mobile banking tools. Reviewing your transactions helps you spot unauthorized activity early and take action quickly.

Learn more about mobile banking


3. Set Up Real-Time Alerts
Enable transaction alerts via text or email to get notified instantly when your card is used or when a spending threshold is reached. These alerts can help you detect fraud and monitor your spending habits.

Learn more about Real-Time Alerts


4. Use Your Digital Wallet
Digital wallets offer an extra layer of security. They use tokenization, which means your actual card number isn’t shared during transactions, reducing the risk of theft.

Learn more about Digital Wallets


5. Lock and Unlock Your Card
If you misplace your card or suspect fraudulent activity, use the C&F Bank mobile app to lock your card instantly. You can unlock it just as easily once you’re sure it’s safe.

6. Shop Only on Secure, Trusted Websites
When shopping online, always use secure websites. Look for “https://” at the beginning of the URL. The “s” stands for “secure” and means your information is encrypted. Just as important, make sure you’re buying from a trusted retailer to avoid scams.

7. Report Suspicious Activity Immediately
If you notice any unusual transactions or suspect debit card fraud, contact C&F Bank right away. The sooner we know, the faster we can help secure your account and prevent further loss.

8. Watch Out for Phishing Scams
Fraudsters may try to trick you into giving up your debit card or personal information through fake emails, texts, or calls. Always verify the source before clicking links or sharing sensitive details.

Learn more about phishing scams


9. Be Cautious at ATMs
Before using an ATM, inspect it for anything unusual. If it looks suspicious, don’t use it. Skimming devices can steal your card information without you even knowing.

Learn more about skimming


10. Store Your Card Safely
Keep your debit card in a secure place like a wallet or purse. Avoid leaving it unattended or in easily accessible spots.

Stay Safe, Stay Confident
Your debit card is a powerful tool, and with a few smart habits, you can use it safely and confidently. At C&F Bank, we’re here to support you with secure banking solutions and helpful resources. If you ever have questions or concerns about your account, don’t hesitate to reach out.