What is included in addition to the standard services?
- Premium interest paid on collected balances
- No access fees for non C&F Bank ATM transactions
- A combined monthly statement detailing all your account relationships
- Discounted consumer loan rates
- Bonus rates on Certificates of Deposit (including IRAs)
- Free 3x5 Safe Deposit Box for the first year (based on availability)
- One money market savings or statement savings account with monthly maintenance service charge waived
- One free box of Custom Creations Checks per year
- No-fee cashier’s checks
How do I qualify?
$15,000 in combined personal deposit account balances or $25,000 in combined outstanding personal loan balances is required to avoid a monthly maintenance service charge.
Performance Gold Checking Accounts Come With
- Online Banking
- Online Bill Pay with CheckFree® Guarantee1
- Mobile Banking
- TeleBank24 Telephone Banking with no-cost fund transfers, call 800.296.4968
- eStatements: Enroll now
- No ATM fees with your C&F Debit Card at Sheetz
- C&F Debit Card
- C&F Rewards Credit Card2
- Secure chip card transactions with all debit and credit cards
- Unlimited check writing
- Your choice of Overdraft Services
1Some restrictions may apply – please see our CheckFree Guarantee terms and conditions for more information
2Subject to credit approval
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Compare Our Checking Accounts
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Premium Interest Rates |
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Competitive Interest Rates |
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Discounted Consumer Loan Rates |
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One Money Market Savings or Statement Savings Account with the Monthly Maintenance Service Charge Waived | ![]() | ![]() | |||
One Statement Savings Account with the Monthly Maintenance Service Charge Waived for the First Year | ![]() | ![]() | |||
Bonus Rates on Certificates of Deposit (including IRAs) |
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C&F Rewards Credit Card |
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Debit Card with Round Up option | ![]() | ![]() | ![]() | ![]() | ![]() |
Online Banking, Bill Pay and Zelle® |
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Mobile Banking and Zelle® |
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Helpful Resources
Personal Banking Resources
ART 180
C&F Bank proudly partnered with ART 180 to support youth arts in Richmond and donated funds, volunteered time, and helped prepare for their Showcase Gala....
Read more about this10 Tips to Keep Your Debit Card Safe
Your debit card is a convenient way to access your money, but it’s also a target for fraudsters. At C&F Bank, we care about your financial security...
Read more about thisFredericksburg SPCA
From donations to volunteer hours and a special adoption event, C&F Bank supported the Fredericksburg SPCA’s no-kill mission—helping pets find...
Read more about thisWe're happy to help
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