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Smart Start Checking

If you have had difficulty with your financial history and other financial institutions have turned you down when applying for a checking account, Smart Start Checking could be the right account for you.

What is included in addition to the standard services?

  • A C&F Relationship Review with one of our representatives to build a plan for budgeting, saving, and borrowing.
  • C&F Bank’s full suite of digital banking services
  • A combined monthly eStatement detailing all your account relationships
  • Waived fees for account dormancy, account activation, and closure costs
  • All overdraft and non-sufficient funds fees are suppressed

How do I qualify?

  • eStatement required
  • $5 monthly maintenance fee applies

Smart Start Checking Accounts Come With

  • Online Banking
  • Online Bill Pay with CheckFree® Guarantee1
  • Mobile Banking
  • TeleBank24 Telephone Banking with no-cost fund transfers, call 800.296.4968

1Some restrictions may apply – please see our CheckFree Guarantee terms and conditions for more information
2Subject to credit approval

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account today

Compare Our Checking Accounts

Product

Performance Gold

Performance

Access

Access for Students

Smart Start

Premium Interest Rates

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Competitive Interest Rates

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Discounted Consumer Loan Rates

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One Money Market Savings or Statement Savings Account with the Monthly Maintenance Service Charge Waived

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One Statement Savings Account with the Monthly Maintenance Service Charge Waived for the First Year

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Bonus Rates on Certificates of Deposit (including IRAs)

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C&F Rewards Credit Card

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Debit Card with Round Up option

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Online Banking, Bill Pay and Zelle®

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Mobile Banking and Zelle®

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Helpful Resources

Personal Banking Resources

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