Welcome to our new website! Have a question?  Learn More
Skip to Content
Close Icon

Performance Checking

Our interest-bearing account provides growth for your checking balance.

What is included in addition to the standard services?

  • Competitive interest paid on collected balances
  • A combined monthly statement detailing all your account relationships
  • One money market savings or statement savings account with monthly maintenance service charge waived

How do I qualify?

$2,500 in combined average personal deposit balances in all eligible C&F deposit accounts or $15,000 in combined outstanding eligible personal loan balances.

Performance Checking Accounts Come With

  • Online Banking
  • Online Bill Pay with CheckFree® Guarantee1
  • Mobile Banking
  • TeleBank24 Telephone Banking with no-cost fund transfers, call 800.296.4968
  • eStatements: Enroll now
  • No ATM fees with your C&F Debit Card at Sheetz
  • C&F Debit Card

1Some restrictions may apply – please see our CheckFree Guarantee terms and conditions for more information
2Subject to credit approval

Open an
account today

Compare Our Checking Accounts

Product

Performance Gold

Performance

Access

Access for Students

Smart Start

Premium Interest Rates

Checkmark

Competitive Interest Rates

Checkmark

Discounted Consumer Loan Rates

Checkmark

One Money Market Savings or Statement Savings Account with the Monthly Maintenance Service Charge Waived

CheckmarkCheckmark

One Statement Savings Account with the Monthly Maintenance Service Charge Waived for the First Year

CheckmarkCheckmark

Bonus Rates on Certificates of Deposit (including IRAs)

Checkmark

C&F Rewards Credit Card

Checkmark

Checkmark

Checkmark

Checkmark

Checkmark

Debit Card with Round Up option

CheckmarkCheckmarkCheckmarkCheckmarkCheckmark

Online Banking, Bill Pay and Zelle®

Checkmark

Checkmark

Checkmark

Checkmark

Checkmark

Mobile Banking and Zelle®

Checkmark

Checkmark

Checkmark

Checkmark

Checkmark

Helpful Resources

Personal Banking Resources

See all resources
Matt Hubbard
Press Release

C&F Bank Expands Footprint into Southwest Virginia

C&F Bank expands into Southwest Virginia with a seasoned team led by Matt Hubbard as Regional President. Serving Roanoke, Lynchburg, Danville, Martinsville,...

Read more about this
Children's Hospital of the King's Daughters (CHKD)
C&F Gives Back

Children's Hospital of the King's Daughters (CHKD)

C&F Gives Back: Putting the squeeze on childhood cancer with $1,800 raised for CHKD’s Cancer & Blood Disorders Center through our LemonAid stands!

Read more about this
YMCA Early Learning Center
C&F Gives Back

YMCA Early Learning Center

C&F proudly supports the YMCA Early Learning Center, providing school readiness programs for low-income youth. Our volunteers contributed 11 hours and...

Read more about this

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue